Insurance that covers medical and surgical expenses is called health insurance. It is an agreement between an individual and an insurance company, where the insurer agrees to pay the medical expenses incurred by the policyholder. Health insurance is a necessity in today’s world, as the costs of medical care have been rising steadily over the years. There are many types of health insurance plans that offer different levels and coverage. Some plans cover only the basic medical expenses, while others provide comprehensive coverage for all the medical expenses incurred by the policyholder. The Health Insurance Agency in Saint Petersburg offer a wide range of health insurance plans to choose from. Their team of qualified and experienced agents can help you choose the right plan for your family. Their website allows you to get a free quote and allow you to compare the plans before you make a decision.